Oxford Risk LLC is an independent insurance agency with offices in Fairlawn (OH), Cranberry Township (PA), Columbus (OH), and Livonia (MI), serving clients across more than 20 states. The agency recently expanded by welcoming T.A. Swain Insurance Group into their organization.

With over 50+ years of combined insurance experience among their team, Oxford Risk LLC specializes in both business and personal insurance solutions. Their business offerings include builders risk, surety bonds, business owners policies, general liability, and commercial umbrella insurance, with particular expertise in industry-specific coverage for contractors (HVAC, electrical, general), restaurants, and non-profits. Personal lines include home and auto bundles, secondary homes, renters, rental property, and excess liability insurance.

As an independent agency, Oxford Risk LLC emphasizes their ability to offer clients “the power of choice” by partnering with multiple top-rated insurance carriers rather than being tied to a single company. Their core philosophy centers on identifying the unique risks each client faces and crafting insurance solutions tailored to specific situations—captured in their tagline “Insurance With Your Risks in Mind.” The agency has earned numerous five-star reviews and positions themselves as licensed advisors who exceed expectations while helping clients protect their assets and increase profitability.