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Terms of Service

 

PLEASE READ CAREFULLY.  These Terms of Service govern your use of the Mythic Enterprises website and services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

 

1. About Mythic Enterprises

Mythic Enterprises (“Mythic,” “Company,” “we,” “us,” or “our”) is an insurance enterprise and agency partnership organization operating the website located at https://mythicenterprises.com (the “Site”). Mythic provides resources, information, and connection services for insurance agencies, independent agency owners, and individuals seeking insurance coverage or agency partnership opportunities. Mythic operates a network of member agency offices, including but not limited to Morales Agency, Mythic Insurance, NC Coastal, Oxford Risk LLC, Angelina Godfrey Insurance, Absolute Risk Agency, and FLB Insurance Agency (collectively, “Partner Offices”).

These Terms of Service (“Terms”) govern your access to and use of the Site and any services, content, or features offered through it. By using the Site, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements.

 

2. Acceptance of Terms

By accessing, browsing, or using the Site in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy and Cookie Policy, each of which is incorporated herein by reference. If you are using the Site on behalf of a company, agency, or other legal entity, you represent that you have authority to bind that entity to these Terms.

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective upon posting to the Site with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

 

3. Permitted Use of the Site

The Site is provided for lawful, informational, and business inquiry purposes only. You may use the Site to:

  • Learn about Mythic Enterprises, its services, and its Partner Office network
  • Request information about agency partnership or acquisition opportunities
  • Submit contact inquiries or request an Agency Audit
  • Access educational resources and articles related to insurance
  • Explore insurance coverage options and connect with a Mythic partner office

 

Prohibited Conduct

You agree that you will NOT use the Site to:

  • Violate any applicable local, state, national, or international law or regulation
  • Transmit any unsolicited or unauthorized advertising or promotional material (spam)
  • Submit false, misleading, or fraudulent information through any form or inquiry
  • Attempt to gain unauthorized access to any portion of the Site, its servers, or any related systems
  • Engage in any conduct that could disable, overburden, or impair the proper functioning of the Site
  • Use automated tools, scrapers, bots, or crawlers to access, extract, or index content from the Site without express written permission
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Upload or transmit viruses, malware, or any other harmful code
  • Use the Site for any purpose that is unlawful, harmful, threatening, abusive, or otherwise objectionable

 

4. Informational Purposes Only — Not Insurance Advice

IMPORTANT DISCLAIMER:  The content on this Site, including blog posts, articles, and general information about insurance, is provided for informational and educational purposes only. It does not constitute professional insurance advice, legal advice, financial advice, or a solicitation to purchase any insurance product.

 

Insurance products, coverage terms, eligibility, premiums, and availability vary by carrier, state, and individual circumstance. Nothing on this Site should be relied upon as a definitive assessment of your insurance needs or eligibility. You should consult a licensed insurance professional before making any insurance decisions.

While Mythic Enterprises facilitates connections with licensed insurance agencies and carriers, Mythic itself does not sell, underwrite, or bind insurance policies directly unless expressly stated and licensed to do so in the applicable jurisdiction. Coverage decisions, policy terms, and claims are governed solely by the agreements between you and the applicable insurer.

 

5. Contact Forms, Inquiries, and Communications

The Site provides contact forms and inquiry tools that allow you to submit your name, email, phone number, location, and other information to Mythic Enterprises for the purpose of receiving information about insurance partnerships, coverage referrals, or agency audit services. By submitting a form, you:

  • Consent to being contacted by Mythic Enterprises or a Partner Office by email, phone, or SMS (if opted in) in response to your inquiry
  • Represent that all information you provide is accurate and truthful
  • Acknowledge that submitting a form does not create a binding agreement, guarantee a response, or establish a client or business relationship

You may opt out of SMS communications at any time by replying STOP to any text message. You may also opt out of email communications by following the unsubscribe instructions in any email we send you. For full details on how we handle your information, please review our Privacy Policy.

 

6. Intellectual Property

All content on the Site — including but not limited to text, articles, logos, graphics, photographs, icons, audio clips, video clips, data compilations, page layouts, and software — is the property of Mythic Enterprises or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

The Mythic Enterprises name, logo, and all related brand elements are trademarks of Mythic Enterprises. Nothing in these Terms grants you any right to use the Mythic name, logo, or trademarks without our express prior written consent.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or legitimate business inquiry purposes only. This license does not permit you to:

  • Copy, reproduce, distribute, publish, or create derivative works from any Site content without our express written permission
  • Use Site content for commercial purposes beyond your own evaluation and inquiry
  • Remove, alter, or obscure any copyright, trademark, or other proprietary notices

Any use of Site content beyond what is expressly permitted here is a violation of these Terms and may infringe applicable intellectual property laws.

 

7. Third-Party Links and Content

The Site may contain links to third-party websites, carrier portals, or external resources, including but not limited to insurance carriers such as The Hartford, Hiscox, Liberty Mutual, Nationwide, Philadelphia Insurance Companies, and Progressive. These links are provided for convenience and informational purposes only.

Mythic Enterprises does not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of any third-party websites. Accessing any third-party website through a link on our Site is at your own risk, and you should review the terms and privacy policies of each site you visit.

 

8. Resources and Blog Content

The Resources section of the Site contains educational articles and blog posts covering insurance-related topics intended for agency owners, independent operators, and consumers. This content is provided in good faith for general informational purposes.

While we strive to keep our resources accurate and up to date, insurance laws, regulations, carrier products, and industry practices change frequently. Mythic Enterprises makes no representation or warranty that any article or resource reflects current law or best practice in your jurisdiction. You should verify any information with a licensed professional before relying on it.

Mythic Enterprises reserves the right to modify, update, remove, or unpublish any resource or article at any time without notice.

 

9. Disclaimers of Warranties

THE SITE AND ALL CONTENT, SERVICES, AND FEATURES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MYTHIC ENTERPRISES DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RELIABILITY OF ANY CONTENT ON THE SITE

Some jurisdictions do not allow the exclusion of certain warranties. In such jurisdictions, the above exclusions apply to the fullest extent permitted by law.

 

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MYTHIC ENTERPRISES AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of revenue, profits, data, or business opportunities
  • Damages arising from reliance on any content or information on the Site
  • Damages arising from unauthorized access to or alteration of your data or communications
  • Any other matter relating to the Site or your use of it

IN NO EVENT SHALL MYTHIC ENTERPRISES’S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED DOLLARS ($100.00). THIS LIMITATION APPLIES WHETHER THE LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER THEORY.

Some jurisdictions do not allow the limitation of incidental or consequential damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

 

11. Indemnification

You agree to indemnify, defend, and hold harmless Mythic Enterprises and its officers, directors, employees, agents, Partner Offices, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:

  • Your violation of these Terms
  • Your use of the Site or any content obtained from it
  • Your submission of false, inaccurate, or misleading information through any Site form
  • Your infringement of any intellectual property or other rights of any person or entity
  • Any negligent or wrongful conduct by you in connection with the Site

 

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy describes how we collect, use, store, and share information you provide to us through the Site. By using the Site, you consent to the practices described in the Privacy Policy.

For information about how we use cookies and tracking technologies, please review our Cookie Policy.

 

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Mythic Enterprises is principally located, without regard to conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall first be subject to informal negotiation. You agree to contact us at the information listed in Section 16 before initiating any formal dispute process. If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

You agree that any arbitration shall be conducted on an individual basis and not as a class action, collective action, or representative proceeding.

 

14. Termination of Access

Mythic Enterprises reserves the right, in its sole discretion, to suspend or terminate your access to the Site at any time and for any reason, including if we believe you have violated these Terms. We may also discontinue the Site or any portion of it at any time without notice or liability.

Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, governing law, and any other provisions that by their nature should survive, shall survive any termination of these Terms.

 

15. Entire Agreement and Severability

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Mythic Enterprises regarding your use of the Site and supersede all prior agreements, representations, and understandings.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

 

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

 

Mythic Enterprises

Website: https://mythicenterprises.com

Contact Form: https://mythicenterprises.com/contact/

 

We will make reasonable efforts to respond to all inquiries in a timely manner.