FLB Insurance Agency is a family-owned and locally operated insurance agency headquartered in Cape Coral, Florida, proudly serving clients throughout the entire state. With over 15 years of experience in the Florida insurance market, FLB Insurance Agency has built a reputation as a trusted partner for individuals and businesses seeking comprehensive, affordable coverage tailored to Florida’s unique risks and requirements.

Operating under the philosophy that “we shop insurance so you don’t have to,” FLB Insurance Agency works with over 200 top-rated insurance carriers to compare rates and coverage options, ensuring clients receive the best possible protection at competitive prices. As an independent agency, they serve as true advocates for their clients rather than being tied to any single insurance provider.

FLB Insurance Agency offers extensive personal insurance solutions including auto, motorcycle, boat, and specialty vehicle coverage, as well as homeowners insurance designed specifically for Florida’s hurricane-prone climate. They also provide crucial flood insurance and umbrella policies that offer additional layers of protection when standard coverage limits are exceeded. For business clients, their commercial insurance services include commercial auto, property insurance, general liability, workers’ compensation, and commercial umbrella coverage—helping companies of all sizes protect their assets, employees, and operations.

What distinguishes FLB Insurance Agency is their hands-on, consultative approach to insurance. They understand that navigating Florida’s complex insurance landscape can be overwhelming, especially with rising premiums and unpredictable weather threats. Their experienced team takes time to decode complex policy terms, identify coverage gaps, ensure state compliance, and provide free consultations with no obligation. With thousands of satisfied clients across Florida and consistently high reviews, FLB Insurance Agency has established itself as a go-to resource for peace of mind and reliable protection.

Whether safeguarding a family’s home and vehicles or protecting a business from liability and operational risks, FLB Insurance Agency delivers personalized service, expert guidance, and access to a wide network of reputable carriers—making insurance simple, affordable, and stress-free for Florida residents and business owners.